Tag: retirement planning
How to Balance Saving Smartly and Taking Financial Risks at 30
When Caution Turns Into Constraint You’ve done what most financial advisors wish more people your age would do — maxed…
Americans Face a Retirement ‘Confidence Paradox’ Amid Inflation and Uncertainty
Many Feel Financially Ready, but Fewer Have Planned for Inflation A growing number of Americans are entering retirement with optimism—but…
Social Security’s Full Retirement Age Rises to 67 in 2026
Long-Planned Adjustment Could Reduce Benefits for Some Retirees A major Social Security milestone is arriving in 2026 — but it’s…
Small Expenses That Quietly Drain Your Budget
The Hidden Impact of Everyday Spending For most people, financial trouble doesn’t come from buying a house outside their budget…
Working Past 65 While Collecting Social Security
Understanding the earnings limits Working while collecting Social Security can strengthen your retirement, but it also carries risks if you…
Bill Bengen Updates the 4% Rule for Retirees
The Origins of the 4% Rule In 1994, financial planner William “Bill” Bengen introduced what became one of the most…